Billing & Insurance
When you or a loved one needs care, the last thing you should worry about is insurance or unexpected medical bills. At Rochelle Community Hospital, we’re committed to making the billing process as clear, supportive, and straightforward as possible—so you can focus on what matters most: your health.

Insurance Coverage
Rochelle Community Hospital contracts with many major insurance plans. We encourage patients to contact their insurance provider before scheduling services to verify coverage, benefits, and any out-of-pocket responsibilities.
For questions about your insurance plan’s access to RCH, please contact:
Zac Heward
815-562-2181, ext. 1620
Email available upon request
Please note: Some insurance plans purchased through the Health Insurance Marketplace (Affordable Care Act) may have specific coverage limitations. Always verify your benefits with your insurer prior to receiving services.
Insurance Plans Contracted With RCH
- Aetna/Coventry and Medicare Advantage Plans
- Aetna Better Health (Medicaid)
- The Alliance
- Blue Cross Blue Shield PPO
- Beech Street
- Champus/TRICARE
- ChoiceCARE
- CIGNA
- ECOH
- HFN/MultiPlan
- Health Alliance
- Humana
- Humana Medicare
- Meridian (Medicaid)
- Molina (Medicaid)
- Quartz Health Solutions
- Railroad/Medicare Retirement
- UnitedHealthcare
- Wellcare
Understanding Physician Billing
Your hospital bill will include charges for hospital services only. You may also receive separate bills from physicians involved in your care, even if you did not meet them in person. These bills cover professional services such as interpreting test results or providing specialty consultation.
Please be aware:
- Physician services are billed separately from hospital services
- Some physicians may not participate in the same insurance plans as the hospital
- Out-of-network services may result in higher out-of-pocket costs
For benefit-related questions, refer to your insurance plan or certificate of coverage. If you have questions about a physician bill, please contact the phone number listed on that statement directly.